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You will acknowledge that Garth Eaton – the author of the eBook autobiography, Beneath The Bench – and his company, International Broking Pty Ltd (collectively referred to as the "Company”) cannot and do not guarantee or warrant that files available for downloading from the internet will be free of viruses, worms, Trojan horses or other code that may carry destructive or contaminating properties.  You are solely responsible for ensuring that sufficient has been done by yourself to implement the necessary procedures to satisfy the accuracy of data input and output, and for creating the reconstruction of any lost data.  The Company takes no responsibility or risk for your use of the internet.

The material, business information and content (collectively referred to as “Content”) accessible from this website and should be used in the same manner as any other recreational or educational medium and you should not rely on the Content to the exclusion of your own judgment.  And to the extent that any of the Content may be deemed to constitute advice – albeit unintentional advice – it is general advice that has been prepared by the author without reference to your personal and/or business objectives or needs.  However, in the event that you choose to act on any of the Content, then you should consider the appropriateness of the Content and obtain professional legal, accounting and financial advice before making any final decision.

The Content is provided without warranties of any kind, either expressed or implied.  The Company disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement.  The Company does not warrant that the functions or Content contained in this website will be uninterrupted or error-free, that defects will be corrected, or that this website and the eBook, Beneath The Bench, or the server that makes it available are free of viruses or other harmful components.  The Company does not warrant or make any representation regarding use, or the results of use, of the Content in terms of accuracy, reliability, or otherwise.  Irrespective of extreme care being taken, the Content may include technical inaccuracies or typographical errors and the Company may make changes or improvements at any time.  You, and not the Company, assume the entire cost of all necessary servicing, repair or correction in the event of any loss or damage arising from the use of this website or its Content.  The Company makes no warranties that your use of the Content will not infringe the rights of others and assumes no liability or responsibility for errors or omissions in such Content.